How to use Walmart Pay: A Complete Guide (2023)

How to use Walmart Pay: In the digital era, shopping convenience is of paramount importance. Walmart, one of the world’s largest retailers, recognizes this and has introduced Walmart Pay, an innovative payment solution. With Walmart Pay, you can complete purchases on your smartphone in a seamless manner, saving time and streamlining the transaction process. In this detailed guide, we’ll explain everything you need to know to use Walmart Pay. We’ve got you covered, from setting it up to comprehending its features to exploring alternative payment options such as Apple Pay, My Health Pays Rewards Card, EBT, and Google Pay. Therefore, let’s plunge in!

How Does Walmart Pay Work?

Walmart Pay is an easy and convenient method for making purchases in Walmart stores. Whether you are an experienced Walmart consumer or new to mobile payments, this section will walk you through the process step-by-step.

Download and Install the Walmart App: To begin, search for the Walmart App in your smartphone’s app store (Google Play Store for Android or App Store for iOS). Download the app and install it on your device. After installation, launch the app and sign in to your Walmart account, or create a new account if you don’t already have one.
Configure Walmart Pay: Tap the menu icon (typically represented by three horizontal lines) in the upper-left corner of the app’s primary screen after logging in. Select “Services” from the menu, followed by “Walmart Pay.” Follow the on-screen instructions to add your preferred payment method to Walmart Pay. You can link a credit or debit card to your Walmart account, or you can pay with a Walmart gift card.
Prepare For Checkout: Now that you’ve set up, it’s time to travel to your local Walmart to complete your purchase. Keep your smartphone handy and create a mental list of the items you intend to purchase as you shop.
Open Walmart Pay: Once you’ve concluded your shopping and gathered all of your desired items, proceed to the checkout counter and activate Walmart Pay. Open the App on your mobile device and select the Walmart Pay icon, which is typically located at the bottom of the screen.
Scan the QR Code: For your transaction, the teller will generate a unique QR code. Utilize the camera on your smartphone to scan the QR code displayed on the cashier’s screen. For accurate scanning, ensure that your camera is focused and centered on the QR code.
Accept and Complete Your Order: Itwill securely transmit your payment information to Walmart’s system after a successful QR code scan. Verify the veracity of the payment information displayed on your smartphone screen at this time. If everything appears to be in order, select the “Pay” button to complete the transaction.
Digital Transaction Completion and Receipt: Congratulations! You have effectively utilized the app. Shortly after confirming your purchase, the app will provide you with a digital receipt. This digital receipt functions as evidence of your transaction and is accessible within the app at any time.

Keep in mind that Walmart Pay is intended to simplify your purchasing experience and checkout process. By utilizing this handy mobile payment solution, you can save time and avoid carrying physical payment methods such as cash and credit cards.

Therefore, the next time you visit, give Walmart Pay a try and appreciate a seamless and secure mobile payment experience!

Step-by-Step Explanation of the Walmart Pickup Process

How do I activate my Walmart MoneyCard?

Key Features

The app is more than just a basic mobile payment solution; it includes a variety of features designed to improve your shopping experience. Let’s examine some of the features that make Walmart Pay a versatile and convenient payment option:

The capability of app to streamline the checkout procedure is one of its most prominent characteristics. Instead of fumbling for cash or rummaging through your wallet for a credit card, you can open the Walmart App, select Walmart Pay, and complete your purchase with a few touches on your mobile device. This function saves you time and improves the overall shopping experience.
With Walmart Pay, you no longer have to bother about retaining paper receipts. When you use Walmart Pay to make a purchase, a digital receipt is automatically generated and retained within the app. This feature enables you to evaluate your transaction history, monitor your spending, and quickly retrieve receipts for returns or exchanges.
Walmart Pay incorporates the Savings Catcher feature, which enables you to save money on purchases. After making a purchase using Walmart Pay, the app compares the prices of the items purchased to those advertised by nearby competitors. If a lower price is discovered, Walmart will refund the difference in eGift cards. This function ensures that you receive the greatest value for your money without having to manually compare prices.
Gift Card Integration: Walmart Pay facilitates the management of Walmart gift cards. The app allows you to effortlessly add and store gift cards, eliminating the need to carry physical cards. This feature ensures that your gift cards are readily accessible during the purchasing process, making it easy to redeem them and apply their balances to your purchases.
Payment Flexibility Walmart Pay provides payment method flexibility. You can link multiple credit or debit cards to your Walmart account and choose which card to use for each purchase. This feature allows you to seamlessly transition between payment methods, making budgeting and using specific cards for different purposes convenient.
Walmart Pay takes security seriously, as it is a top priority when it comes to mobile payments. The application employs sophisticated security measures to safeguard your payment information. It uses a unique QR code for each transaction, ensuring that your payment information is transmitted securely and remains private. In addition, Walmart Pay does not store your card information on your device, which provides an additional layer of security against unauthorized access.

Walmart Pay encompasses a variety of features designed to simplify your purchasing experience and provide additional benefits beyond those offered by conventional payment methods. By utilizing these features, you can experience a streamlined and secure checkout process, monitor your purchases, save money, and manage your gift cards with ease, all within the Walmart App.

Therefore, the next time you purchase at Walmart, be sure to utilize the diverse features of Walmart Pay to enhance your shopping experience in terms of convenience and efficacy.

How Does Walmart Pay Differ From the Walmart App?

Walmart Pay and the Walmart App are two phrases that you may have encountered when purchasing at Walmart. While they are related, they have distinct functions and characteristics. Let’s examine the distinctions between Walmart Pay and the Walmart app in order to comprehend their distinct functionalities.

Walmart Pay is a feature of the Walmart app that streamlines the payment procedure. It eliminates the need for tangible payment methods such as cash and credit cards, allowing you to make purchases directly from your smartphone. Here are some distinguishing characteristics of Walmart Pay:

It functions as a specialized mobile payment solution. It stores your favored payment method, such as credit or debit cards, in a secure manner within the application. When you’re ready to make a purchase, it’s simple to access Walmart Pay and complete the transaction by scanning a unique QR code generated at the register.
The primary objective of this app is to expedite the checkout process, making it quicker and more convenient. By using the app’s payment function, you can avoid the traditional steps of handing over currency or swiping a credit card. You can instead finalize the transaction with a few taps on your smartphone.
Walmart Pay maintains a digital log of your transaction history in the Walmart app. This feature enables you to access your previous purchases, review their specifics, and monitor your expenditure. It eliminates the need to keep paper receipts and provides a convenient method for keeping track of your expenses.

The Walmart App On the other hand, the Walmart App incorporates a broader array of features and functionalities beyond payments. It is a comprehensive utility designed to improve your shopping experience as a whole. Here are some distinctions between the Walmart App and Walmart Pay:

The app provides a plethora of features to facilitate your browsing experience. It allows you to construct shopping lists, view weekly ads, locate products within the store, and even check the availability of products at nearby Walmart locations. These features enable you to effectively plan buying trips and make informed purchasing decisions.
Savings and Deals: The Walmart App provides access to Walmart’s exclusive savings, deals, and discounts. It grants access to exclusive discounts, rollbacks, and clearance items. In addition, the app enables you to print digital coupons that can be applied at checkout, thereby increasing your savings.
Online purchasing: The Walmart App offers a seamless online purchasing experience in addition to in-store shopping. You can browse and purchase products from the comfort of your own home, schedule pickup or delivery, and monitor your online orders directly through the app.

The Walmart App integrates features to enhance your in-store and online purchasing experience, whereas Walmart Pay is primarily concerned with payments. It is a comprehensive utility that combines convenient payment options with shopping assistance, savings opportunities, and the ease of online shopping.

Setting up Walmart Pay

Setting up Walmart Pay is a simple process that enables you to make mobile purchases quickly and conveniently.

By following these straightforward instructions, you’ll be able to use Walmart Pay in no time:

Visit your smartphone’s app store (Google Play Store for Android or App Store for iOS) and search for the Walmart App to download and install it. Download the app and install it on your device. Launch the app after installation and enroll into your Walmart account. If you do not already have an account, you can establish one from within the application.
After signing in, locate the menu icon, which is typically represented by three horizontal lines, in the upper-left or lower-right corner of the app’s primary screen. Tap the menu icon to access the application’s navigation menu. Select “Services” from the menu, followed by “Walmart Pay.”
Add Payment Options: You’ll find an option to add a payment method within the Walmart Pay section. Follow the on-screen instructions to associate your preferred payment method with your Walmart account. You may link a credit card, debit card, or Walmart gift card as a payment option.
Check and confirm: After you’ve added your payment method, double-check the information you’ve input. Ensure that all information is correct, including your card number and expiration date. Verify that you’ve linked the correct payment method to avoid potential problems during the checkout process.
Configure Security Options (Optional): You have the option to enable additional security features to increase the security of your Walmart Pay account. As an additional layer of security, you can set up a PIN or enable biometric authentication (such as fingerprint or facial recognition). These security measures ensure that only authorized users can access your Walmart Pay account and your payment information.
Begin Utilizing Walmart Pay: With Walmart Pay installed on your device, you can use it during your next Walmart purchasing trip. Simply launch the Walmart app, select the Walmart Pay icon, and follow the instructions displayed at the register. Walmart Pay will generate a unique QR code that you must scan using the camera on your mobile device. Once verified, your payment will be processed securely, and you will receive an app-based digital receipt.
By following these steps, you can effortlessly set up Walmart Pay and enjoy the convenience of using your smartphone to make contactless payments. Always ensure that your payment method and app are up-to-date for a seamless and trouble-free experience when using Walmart Pay.

Walmart Pay Secure?

The security of mobile payment solutions such as Walmart Pay is of paramount importance to users. Fortunately, Walmart Pay employs a number of security measures to safeguard your payment information. Let’s examine a few of the most important security features that make Walmart Pay a safe and secure payment method:

Walmart Pay employs tokenization, a method that replaces sensitive payment card data with a unique digital token. This token represents your genuine card information during transactions. By employing tokenization, Walmart Pay adds an additional layer of security by ensuring that your payment credentials are never stored on your device or transmitted to the merchant.
Every time you use Walmart Pay to make a purchase, a unique QR code is generated. This code contains encrypted information unique to your transaction. To finalize the transaction, you must scan the QR code with the camera on your smartphone. The unique QR code ensures that your payment information is transmitted securely and remains private throughout the transaction process.
Walmart Pay enables users to enable two-factor authentication (2FA) for increased security. Before completing a payment, this feature requires users to verify their identity via a secondary method, such as a PIN or biometric authentication (e.g., fingerprint or facial recognition). Enabling 2FA protects your Walmart Pay account from unauthorized access in addition to your password.
Walmart Pay is linked to your Walmart account, which is protected by a username and password. It is essential to select a strong and unique password and to secure your device with a lock screen password or biometric authentication. These safeguards prevent unauthorized access to your Walmart account and safeguard your Walmart Pay settings and payment data.
Walmart Pay employs sophisticated fraud monitoring systems to detect and prevent unauthorized transactions. These systems examine transaction patterns and behaviors to detect any fraudulent or suspicious activity. In the event that suspicious activity is detected, Walmart’s security teams take the necessary precautions to safeguard your account and ensure your financial safety.
Zero Liability Security: As an added layer of protection, Walmart provides customers with zero liability protection. This means that you will not be held responsible for any fraudulent charges incurred as a result of unauthorized Walmart Pay transactions. Your financial well-being is safeguarded by Walmart’s prompt investigation and resolution of such occurrences.

By implementing these security measures, Walmart Pay intends to provide its users with a safe and secure mobile payment option. However, it is essential that you take precautions as well. Maintain the confidentiality of your Walmart account credentials, update your device and app software on a regular basis, and exercise caution when using public Wi-Fi networks to further enhance the security of your Walmart Pay transactions.

How to Pay at Walmart with Apple Pay

If you’re an iPhone user who prefers to use Apple Pay for mobile payments, you’ll be pleased to learn that Walmart accepts Apple Pay. With Apple Pay, the purchasing process at Walmart is streamlined and secure.

Here is a detailed explanation of how to use Apple Pay at Walmart:

Before proceeding to Walmart, ensure that your iPhone or other Apple devices are compatible with Apple Pay. Apple Pay is compatible with iPhone models equipped with Touch ID or Face ID, as well as Apple Watch, iPad, and Mac models with Touch ID or a Secure Enclave. In addition, your device must be operating the most recent version of iOS or macOS that supports Apple Pay.

Add Credit and Debit Cards to Apple Wallet: You must register your preferred payment cards to Apple Wallet in order to use Apple Pay at Walmart. To add a new card, launch the Wallet app on your iPhone and select the “+” button. You can either input your card information manually or use the camera to scan your card. Follow the instructions displayed on-screen to confirm your card with your bank or card issuer. Repeat this procedure for each additional card.
Ensure Your Cards Are Set as Default: You can select your default payment card for Apple Pay in the Wallet app. Go to Settings > Wallet & Apple Pay > Default Card to accomplish this. Select the card that will serve as your default payment method. This card will be selected automatically when you use Apple Pay at Walmart, unless you select a different card during checkout.
After selecting the items you desire to purchase and arriving at a Walmart store, proceed to the checkout counter. Check the payment terminal for the contactless payment symbol or the Apple Pay logo. Walmart is actively expanding its support for Apple Pay, but you should always verify that the establishment you are in accepts Apple Pay.
Authenticate Your Payment: When prompted to make a payment, activate Apple Pay by waking up your iPhone or double-clicking the side button (for iPhone X or later). For payment authentication on iPhone models with Touch ID, rest your finger on the Touch ID sensor. For Face ID-equipped iPhone models, a glimpse at the device authenticates the payment. Ensure that your device is held near to the payment terminal, or adhere to any other instructions displayed on the screen of the terminal.
Finish the Transaction: Once your payment is authenticated successfully, your device will display “Done” with a checkmark. Your payment has been processed at this juncture, and you will receive a digital receipt on your device. Remember to retrieve your purchases and retain the receipt for future reference or possible returns/exchanges.

By following these steps, you can experience the convenience and security of contactless mobile payments using Apple Pay at Walmart. Using Apple Pay, you can make purchases at Walmart with just a few strokes and simple authentication, leaving your wallet and physical cards at home.

Apple Pay is distinct from Walmart Pay, the retailer’s proprietary mobile payment solution. Therefore, if you prefer Apple Pay, be sure to select Apple Pay rather than Walmart Pay as your payment method during purchasing.

Using My Health Pays Rewards Card at Walmart

If you have a My Health Pays rewards card and wish to use it at Walmart, you’ll be delighted to learn that the retailer accepts this form of payment. It is easy to use your My Health Pays rewards card at Walmart. Here is a detailed explanation of how to use your My Health Pays rewards card at Walmart:

Be sure to verify the balance on your My Health Pays rewards card before making a trip to Walmart. You can do so by visiting the My Health Pays website or calling the customer service number on the back of your card. Knowing your available balance will assist you in determining how much you can spend at Walmart.

Get Your Shopping List Ready: Make an inventory of the items you intend to purchase from Walmart. A detailed shopping list will help you remain organized and maximize your My Health Pays rewards card during your shopping trip.

Visit Your Neighborhood Walmart: Find a Walmart store that is convenient for you and travel there to begin shopping. Walmart has numerous store locations throughout the United States, making it accessible to the majority of people.

Choose Your Items: Once inside Walmart, peruse the aisles and choose the desired items to purchase. Walmart offers a vast selection of products, including groceries, household goods, electronics, and garments, among others. In accordance with the program’s guidelines, you may use your My Health Pays rewards card to purchase eligible products.

After collecting all of your desired items, proceed to the cashier counter to complete your purchase. Join the queue or approach an attendant to initiate the checkout procedure.

Notify the Cashier: When it is your turn at the cash register, inform the attendant that you would like to pay with your My Health Pays rewards card. Give your rewards card to the merchant, who will scan it or manually enter the relevant information.

Validate the Transaction by: The cashier will verify the transaction and examine your My Health Pays card’s available balance. The eligible amount will be deducted from your card balance, and any remaining balance will be displayed on your receipt or communicated to you by the attendant.

Finish the Transaction: If there is no outstanding balance, the transaction will be final and you will be able to collect your items. However, if the total amount exceeds the balance on your My Health Pays rewards card, you will need to provide an additional form of payment.

Using your My Health Pays rewards card at Walmart is a convenient way to redeem earned rewards and save money on purchases that qualify. Keep track of your card’s balance and use it for My Health Pays-eligible purchases.

Note that specific guidelines and restrictions may apply to the use of your My Health Pays rewards card at Walmart, so it’s always a good idea to familiarize yourself with the rewards program’s terms and conditions and confirm any updates or changes prior to making a purchase.

By following these steps, you can use your My Health Pays rewards card with confidence at Walmart, maximizing your earned rewards and enjoying a seamless shopping experience.

How do I activate my Walmart MoneyCard?

Using EBT with Walmart Pay

Walmart Pay allows you to use your Electronic Benefit Transfer (EBT) card for eligible purchases in a convenient manner. Through Walmart Pay, you can simply use your EBT benefits by following a few simple steps. Here is a detailed explanation of how to use EBT with Walmart Pay:

Check EBT Eligibility: Ensure that your EBT card is valid for use at Walmart before proceeding. The Supplemental Nutrition Assistance Program (SNAP) benefits, also known as food stamps, may be used at approved retailers such as Walmart to purchase eligible food items. Verify that your EBT card is active and has available funds by calling the customer service number on the back of your card or visiting the EBT program’s official website.
Install and Download the Walmart App: To use EBT with Walmart Pay, you must have the Walmart App installed on your mobile device. Visit the Google Play Store (for Android users) or the App Store (for iOS users) to download and install the Walmart App, if you haven’t already.
Sign In: Launch the Walmart app on your mobile device and sign in with your Walmart credentials. If you do not already have an account, you can establish one from within the application.
Proceed to Walmart Pay: Find the menu icon in the upper-left or lower-right corner of the app’s primary screen after logging in. Tap the menu icon to access the application’s navigation menu. Select “Services” from the menu, followed by “Walmart Pay.”
If you’ve never set up Walmart Pay before, you’ll need to follow the on-screen instructions to attach a payment method to your account. Despite the fact that EBT cannot be linked directly to Walmart Pay, you must still complete this step to access the EBT payment option.
Select EBT as Your Method of Payment: Return to the Walmart Pay section of the app after setting up Walmart Pay. When you are ready to make a purchase using your EBT benefits, you can change your payment mechanism by selecting the corresponding option. Choose “EBT” from the available options as your payment method.
At the Register, scan the QR Code: Inform the cashier at the Walmart register that you will be paying with EBT. They will assist you with the procedure. Open the Walmart app on your mobile device and navigate to Walmart Pay when prompted. Scan the specified QR code using the camera on your smartphone at the register. This will initiate the transaction and deduct the applicable amount from your EBT balance.
Validate the Transaction: After successfully scanning the QR code, the attendant will validate the transaction and deduct the amount from your EBT balance. The remaining balance will either be displayed on the screen of the register or communicated to you by the attendant.
Complete the Transaction: If there are no additional items to be purchased and the EBT balance is sufficient to cover the total cost, the transaction is complete. Collect your items and any outstanding change. If there is a balance remaining after deducting your EBT balance, you may use another accepted form of payment, such as cash, a debit card, or a credit card.

By following these steps, you can easily use your EBT benefits on Walmart Pay, facilitating a convenient and efficient transaction process. It is important to note that not all Walmart locations accept EBT for online purchases; therefore, it is recommended to verify the specific policies of your local Walmart location or contact Walmart customer service with any questions.

How to Make Payments with Google Pay at Walmart

Google Pay users will be delighted to learn that Walmart accepts Google Pay as a form of payment. By using Google Pay at Walmart, you can enjoy a streamlined and secure checkout experience. Here is a detailed guide to using Google Pay at Walmart:

Verify Device Compatibility: Prior to shopping at Walmart, ensure your device is compatible with Google Pay. Google Pay is compatible with Android 5.0 (Lollipop) and later smartphones and tablets. Ensure that your device is operating the most recent version of the Google Pay app, which is available for download from the Google Play Store.
Add Credit Card Support to Google Pay: You must add your payment cards to the Google Pay app before you can use it at Walmart. Launch the application and select the “+” icon to add a new card. You can either input your card information manually or use the camera to scan your card. Follow the instructions displayed on-screen to confirm your card with your bank or card issuer. Repeat this procedure for each additional card.
Establish Your Default Card: You can establish a default payment card in the Google Pay app. This card will be selected automatically when you use Google Pay at Walmart, unless you select a different card during checkout. Open the Google Pay app, tap the desired card, and select “Set as default card.”
Browse the Walmart Store: Shop for the items you wish to purchase once you have arrived at Walmart. In addition to groceries, electronics, household goods, and garments, Walmart offers a variety of other products.
Proceed to Checkout Proceed to the cashier counter when you are ready to make payment. At the payment terminal, look for the contactless payment symbol or the Google Pay logo. Walmart is actively expanding its support for contactless payments, including Google Pay, but you should always verify that the store you are in accepts Google Pay.
Unlock Your Equipment: Before making the payment, unlock your device by inputting your PIN, fingerprint, or facial recognition, depending on your device’s security settings.
After unlocking your device, bring it close to the payment terminal. The terminal should detect your device’s presence and initiate the payment procedure.
Depending on the parameters of your device and the requirements of the payment terminal, you may be required to authenticate the payment. This can be accomplished by using the device’s biometric scanner, facial recognition, or PIN. Follow the on-screen instructions to finish the authentication procedure.
Once the payment has been authenticated successfully, your device will display a confirmation message indicating that the transaction is complete. You may now retrieve your items and retain the receipt for future reference or possible returns/exchanges.

Google Pay is a convenient and secure payment option at Walmart. You can enjoy a hassle-free checkout experience with just a few simple steps while leaving your tangible wallet at home.Walmart Pay, the retailer’s proprietary mobile payment system, is distinct from Google Pay.Therefore, if you prefer Google Pay, be sure to select Google Pay rather than Walmart Pay as your payment method during purchasing.

By following these steps, you can use Google Pay at Walmart with confidence, leveraging the benefits of contactless payments and savoring a seamless shopping experience.